Personal ledger for India

PocketPaisa

A personal ledger for manual records, reviewable SMS drafts, receipt photos, CSV export, OTP login, and optional cloud backup and sync.

Manual ledger SMS drafts Receipt photos Cloud sync
Ledger first Add and manage records manually.
Review before save SMS matches stay as drafts first.
Optional account OTP login enables backup and sync.
Public policies Privacy, terms, permissions, deletion.

Product workflow

Every sensitive action starts with the user.

PocketPaisa keeps the experience focused: personal records, drafts users can review, optional receipt capture, CSV export, and clear account sync controls.

Record

Manual ledger

Add, edit, delete, and categorize personal income and expense records with notes, merchant or payer details, and monthly views.

Current app scope

Personal record keeping, without risky financial promises.

PocketPaisa does not provide payments, loans, credit scoring, investments, tax advice, accounting services, or bank account linking. It is a personal ledger only.

IN

Income and expenses

Track personal entries with categories, notes, merchant or payer details, and monthly statistics.

SMS

Draft import

Recent financial SMS messages can become pending drafts after user permission.

RC

Receipt capture

Camera access is used only when you choose to attach a receipt photo.

CSV

CSV export

Export transaction records to a CSV file for your own review and storage.

OTP

Mobile OTP

Use an Indian mobile number for optional account access, cloud backup, sync, and clearing cloud records.

Permission trust

Permissions stay tied to visible actions.

Manual record keeping remains available if optional SMS, camera, or location access is denied.

Read SMS User-started transaction draft import.
Camera Receipt photo capture after user action.
Coarse location Only after Add location; saves city or area text locally.
Network state Local offline check before network-dependent actions.
Internet OTP login, cloud backup, sync, clear cloud records, support, and policies.
Not requested Precise location, background tracking, contacts, microphone, call logs, and send SMS.